Financing
Can I finance a used engine or transmission?
Yes. Car Part Headquarters offers financing through Affirm, so you can pay over time instead of paying the full amount up front. A specialist confirms the exact engine or transmission for your vehicle and the final price first, and financing comes after that, never before.
We confirm the exact part and price before you finance anything
The same displacement can ship in several versions that are not interchangeable, so the price of your engine or transmission is not something a website can guess. A specialist matches the interchange number to your vehicle, checks what is actually in stock, and confirms mileage, condition, and the final price in writing. Only then does financing enter the picture, which means you are never applying against an estimate that moves later.
Tell us the vehicle and the part
Send the year, make, model, and the part you need. The 17-digit VIN is the fastest route, because it identifies the exact engine or transmission your vehicle was built with.
A specialist confirms the exact part and price
We match the interchange number to your vehicle, check what is actually in stock, and confirm mileage, condition, and the final price in writing. Nothing is financed before you know what you are buying and what it costs.
Choose Affirm at checkout
Once the part and price are confirmed, you can choose to pay over time with Affirm instead of paying the full amount up front. Affirm decides what you qualify for, not us.
We ship the part
The order ships on the same terms as any other: tested and inspected, free freight to a commercial address or your local freight terminal in the lower 48, and the 12-month parts-replacement warranty.
Pay over time
Financing throughAffirm
Once your part and price are confirmed, you can choose to pay over time with Affirm rather than paying in full. Affirm runs its own eligibility check and decides what you qualify for. Car Part Headquarters does not make that decision and does not see your credit information.
The price of the part is the same either way, and so is everything around it: tested and inspected before it ships, free freight to a commercial address or your local freight terminal in the lower 48, and the 12-Month parts warranty.
Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
Same warranty
12-Month parts-replacement warranty on every engine and transmission, financed or not.
Same shipping
Free freight to a commercial address or your local freight terminal in the lower 48.
Same price
The price a specialist confirms is the price of the part. Financing does not change it.
Financing questions
- Can I finance a used engine or transmission?
- Yes. Car Part Headquarters offers financing through Affirm as a way to pay over time instead of paying the full amount up front. A specialist confirms the exact part and the final price first, and financing comes after that.
- Do I apply before or after I get a quote?
- After. We confirm the exact engine or transmission for your vehicle and give you the final price before any financing step, so you are never applying against an estimate. Start with a quote request.
- Who decides whether I qualify?
- Affirm does. Eligibility, the options you are shown, and any down payment are determined by Affirm and its lending partners through an eligibility check. Car Part Headquarters does not make that decision and does not see your credit information.
- Does financing change the price of the part?
- No. The price a specialist confirms is the price of the part, whether you pay in full or pay over time with Affirm.
- Is financing available everywhere?
- Payment options through Affirm are subject to eligibility and may not be available in all states. Affirm confirms what is available to you during its eligibility check.
- What does the warranty cover if I finance?
- The same coverage applies either way. Every engine and transmission carries a 12-month parts-replacement warranty, and a 3-year parts-and-labor upgrade is available for $499. Financing does not change the warranty.
- Do you still offer PayTomorrow or UOwn Leasing?
- No. Affirm is the financing option Car Part Headquarters offers.
Start with the part, not the paperwork
Tell us your year, make, model, and the part you need. A specialist confirms the exact match and your price, and you decide how to pay from there.
Payment options through Affirm are subject to eligibility, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.